SNAP Eligibility Calculator – Texas

SNAP Eligibility Calculator — Texas

Find out if you may be eligible for SNAP and estimate your monthly benefits in Texas.

Data: FY2026 USDA official figures (Oct 1, 2025 – Sep 30, 2026). Estimate only — contact your state SNAP agency to apply.

Work Requirements (ABAWD): Able-bodied adults ages 18–64 without dependents under 14 must work, volunteer, or participate in job training for at least 80 hours/month. Veterans, pregnant individuals, those experiencing homelessness, and people with physical or mental health barriers may be exempt. Learn more
1Location
2Household
3Income
4Expenses
5Assets
6Results
Location
State: Texas
Household

Count everyone who lives and eats together, including children.

Usually counted:
  • You, your spouse/partner, and children under 22
  • Parents living with you who share meals
  • Anyone you buy and prepare food with regularly
Usually NOT counted:
  • Roommates who buy and cook their own food separately
  • Live-in hired caregivers who pay for their own food
  • College students ages 18-49 enrolled at least half-time (special rules apply)
  • People in a nursing home or institution
Students: College students ages 18-49 have special eligibility rules. Learn about student rules
Income
Important: Enter your gross (pre-tax) income, not your take-home pay. SNAP uses gross income before taxes or deductions.
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Gross limit: $1,696/mo  |  Net limit: $1,305/mo  for 1 person

Enter gross wages before taxes. Self-employed: Enter net profit (revenue minus business expenses).

Counts:
  • Wages and salary (gross, before tax withholding)
  • Tips and commissions
  • Self-employment net profit (after business expenses)
  • Seasonal, part-time, and farm income
Does NOT count:
  • Social Security, SSI, pension → enter in Unearned Income
  • Unemployment compensation → enter in Unearned Income
  • Child support received → enter in Unearned Income
  • SNAP benefits, LIHEAP, tax refunds (EITC), student loans/grants
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Social Security, SSI, unemployment, pension, child support received, alimony, veterans benefits, rental income, etc.

Variable income? If your income changes month to month, use your average monthly income over the past 3 months.
Deductible Expenses
These deductions lower your net income, which increases your SNAP benefit. Fill in everything that applies to you.
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Daycare, babysitter, or special needs care costs — only if required so you can work, go to school, or attend job training.

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Child support you are legally required to pay under a court or administrative order only.

Housing & Utilities
Shelter costs are deducted from your net income. The more you pay in rent/mortgage and utilities, the higher your potential SNAP benefit.
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Enter monthly rent or mortgage. Homeowners: include mortgage + property taxes + insurance. Include HOA or condo fees.

If you do not pay for heating/cooling separately, select any other utilities you pay for:

Phone/Internet: Only a basic monthly service fee qualifies, not cable TV or premium packages.

Select utilities above to see your allowance.
Assets / Resources
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Most families count only bank account balances and cash. Your home, car, and retirement accounts usually do NOT count.

Countable (include these):
  • Cash and money in checking or savings accounts
  • Stocks, bonds, mutual funds, CDs
  • A second vehicle (if you own more than one car)
Excluded (do NOT count these):
  • Your primary home and the land it sits on
  • Retirement accounts: 401(k), IRA, pension
  • Your main vehicle
  • Personal belongings and household furniture
  • Prepaid burial or funeral plans
Limit: $3,000 standard | $4,500 if household includes someone 60+ or disabled
Work Requirements (ABAWD)

What are the SNAP income limits in Texas?

Texas follows the federal SNAP income limits. The calculator automatically checks your gross and net income based on household size to estimate eligibility.

How much does 1 person get in food stamps in Texas?

A 1-person household in Texas may receive up to around $291 maximum per month in FY2025. Actual benefit depends on net income and deductions — the calculator estimates your amount.

Can I get SNAP in Texas if I just lost my job?

Yes — SNAP is based on income, not job status. Zero-income applicants may qualify and the calculator can determine this.

Do rent and utility bills affect SNAP eligibility in Texas?

Yes — Texas uses Standard Utility Allowances for shelter deductions. Higher rent or utility burdens may increase your benefit estimate.

Do Social Security, SSDI, and SSI count as income for SNAP in Texas?

Yes. These are counted as unearned income for SNAP in Texas and should be included in the calculator for accurate estimates.

Do college students qualify for SNAP in Texas?

Yes — but students must meet federal student exemptions like work hours, disability, parent with dependent child, or work-study. The calculator helps evaluate student status.

Do SNAP benefits update automatically every year in Texas?

Yes — income limits and max allotments update every October 1. The calculator uses up-to-date values for Texas.

Does Texas have an asset limit for SNAP?

Most Texas households have no asset/resource limit under BBCE. Only certain federal elderly/disabled pathways may apply asset rules.

Do medical expenses help increase SNAP benefits for seniors in Texas?

Yes. Households with elderly or disabled members can claim medical deductions — this can increase SNAP benefits when entered in the calculator.

Does Texas count gig income like Uber or DoorDash for SNAP?

Yes — self-employment and gig income count as earned income. The calculator supports entering average monthly gig amounts.

Can grandparents with custody get SNAP for children in Texas?

Yes — grandparents caring for grandchildren can qualify even if retired. Household composition determines eligibility, not age.

Does Texas require the SNAP net income test after deductions?

Yes — after allowable deductions are applied the household must pass the net income test unless elderly/disabled special rules apply.

Can I get SNAP benefits in Texas if I live with parents but buy my own food?

Yes — if you buy and prepare food separately you may be considered a separate SNAP household. The calculator supports separate household counts.

Do SNAP benefits in Texas include emergency allotments?

No — emergency allotments that were used during COVID have ended. The calculator reflects regular benefit amounts only.

Where do I apply after using the Texas SNAP calculator?

You apply through YourTexasBenefits.com (Texas Health & Human Services). Application can be done online, by phone, fax or in-person.